Mortgage Red Flag Investigator I | Remote

Accounting / Finance
  • Accounting / Finance
  • Remote
  • Salary: $53,100 - $68,000 a year

Website Cardinal Financial

Full Job Description

Who We Are:

Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees—to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered “good enough.”
Looking to join a company that values its people, innovates and expands on its proprietary technology, and is growing at a ridiculous rate?! Apply below!

Who We Need:

We are looking for intelligent, hard-working, passionate individuals that want to be part of something very different. We need people that dream big and possess a work ethic that will inspire those around them. We are seeking forward-thinking people, who produce results rather than wait for them. You will be backed by one of the strongest, most supportive, and technical mortgage banking leadership teams in the industry, and we are all committed to the success of the enterprise.

We are currently looking for an energetic, passionate, and knowledgeable team member for the position of Fraud Investigator. The Fraud Investigator I will work in conjunction with teams across the organization and must have the capacity to identify, detect, and prevent fraud to mitigate loss exposure and risk. This will include making decisions based on a thorough analysis, with sound judgment for resolution and investigations related to fraudulent activities.

What You Will Do:

  • Perform investigative research in the following areas: document modification, falsified employment or financial records, wire fraud and ACH transfers, online fraud, mobile application fraud, and identified loan-related documentation
  • Review reported suspicious activity and create case management reports for suspected fraud
  • Develop and maintain internal and external business relationships needed to effectively handle review and investigation of potential fraudulent activity and influence the appropriate process and or system changes to minimize risk
  • Establish a means of communicating relevant findings to leadership in a clear and concise manner
  • Document investigative notes and prepares written case summaries in accordance with internal and external policies
  • Initiates contact including interviews with internal and external team members and counterparties
  • Remain current on industry and regulatory matters impacting and related to mortgage fraud trends

What You Need:

  • Certified Fraud Examiner, CFE, highly preferred
  • A minimum of two years within the mortgage industry, preferably in quality control or operations.
  • A minimum of two years experience in fraud investigations and/or red flag audit reviews. Current experience preferred.
  • Knowledge of fraud tools such as LexisNexis, Loan Safe, etc.
  • Demonstrated ability to keep and maintain a high level of confidentiality
  • Strong analytical skills and examples of data-driven decision making
  • Detail-oriented with demonstrated organizational and time management skills
  • Proven ability to handle multiple assignments in a high volume, fast-paced environment
  • Excellent written and oral communication skills, including the ability to communicate the results and implications of the analytic efforts
  • Proficiency with Microsoft Office and full Google App suite
  • Moderate Excel knowledge and experience (spreadsheet and database management)
  • Positive attitude with lots of energy
  • Ability to work well within a team environment and take constructive criticism, coaching, and feedback

What We Offer:

  • Strength, Stability, and Vision.
  • Great compensation package.
  • Opportunity for career growth.
  • A commitment to be a relevant market leader – we are aiming for the top!
  • Octane, our engineered proprietary technology that is transforming the mortgage industry.
  • An empowered culture where your ideas are important and your voice matters.
  • Full Benefits, beginning the first day of the month following your start date, including – Medical, Dental, Vision, Life, Disability Insurance, and much more.
  • Generous paid time off package that also includes all major holidays.
  • 401K w/ 50% match – Beginning the 1st of the month following 30 days of employment.

Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. The expected base salary for this position ranges from $53,100 to $68,000, depending upon the experience and skill set.

Cardinal Financial

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